Tel: 029 20 480 568

Martin Cotsen & Co
62 Cyn Coed Road
CF23 5SH

Home Buyers Survey and Property Valuations in Cardiff

Why should I consider getting a Home Buyers Survey or Property Valuation?

houses for sale

Buying a home is likely to be the largest single purchase you may ever make so it's good sense to find out as much about the property you propose to buy, before paying good money for it.

There are two main types of property survey to consider:

  • A Home buyers Survey and Valuation (Home buyer Report)
  • A Building Survey

Minimise the risks involved by commissioning Martin Cotsen & Co, Chartered Surveyors to answer these questions for you:

  • Is the agreed purchase price the right price?
  • What is the property's general condition?
  • Are there any substantial defects?
  • What are the implications of the defects and possible repair costs?
  • Are there other negatives to be considered?
  • If there are what could be done about them?

Instructing a Chartered Surveyor to carry out a Home buyers Survey, is the best way to avoid unnecessary and perhaps expensive surprises after purchase.

Should the survey uncover defects in the property you could consider renegotiating the purchase price to reflect the cost of repairs, or decide not to purchase the property at all.


Why pay for a Home buyer Survey when I already have a mortgage valuation?

A Home buyer Survey is a more detailed inspection of the property than the standard Mortgage Valuation and is designed to provide an easy to understand report with useful information.

For properties of conventional construction and in apparently sound condition this survey is a good investment.

A Home buyers Survey includes:

  • The property's general condition.
  • Any significant defects that may affect its value.
  • Urgent or significant matters that need evaluation before exchange of contracts, including recommendations for any further investigation.
  • Information following the testing of walls and floors for dampness and timbers for damage, such as that caused by woodworm and rot.
  • Comments on the existence and condition of damp-proofing, insulation and the services (the latter will not be tested).
  • Recommendations of reinstatement costs, for insurance purposes (the anticipated costs of rebuilding a property in the event of damage by fire or other insured risk). Note: This is not the same as the property's market value.
  • The value of the property - assessed in the light of its condition, on the day of inspection.

The main objective, is to help you, the intended purchaser, make a reasoned and informed decision as to whether to proceed with the purchase or not. You will also be clear about what decisions and actions you should take before any contracts are exchanged.


When should I consider a Building Survey?

Take a look at our Building and Property Survey service to decide if you need to consider a more detailed report on the property that you wish to purchase.


Contact Us...

To find out more about Homebuyers and Building Surveys or to discuss your particular issue please click the Contact Us link or see our telephone details in the left side bar above.

You can also email us at

With over 50 years of local knowledge we have developed a reputation for attention to detail and outstanding service.